Practice Loans for Healthcare Professionals
Specialized financing solutions for healthcare professionals starting or expanding their practice. Flexible terms designed to understand your unique cash flow and professional needs.
Quick Loan Estimate
Practice Financing Solutions
Comprehensive financing options designed specifically for healthcare professionals at every stage of their practice journey.
Practice Acquisition Loans
Financing to purchase an existing medical, dental, or veterinary practice
- Up to 100% financing available
- Terms up to 20 years
- Competitive rates starting at 5.5%
- No SBA requirements or restrictions
Equipment Financing
Fund essential medical, dental, or veterinary equipment for your practice
- Equipment serves as collateral
- Fast approval process
- Tax advantages available
- New and used equipment eligible
Working Capital Loans
Bridge cash flow gaps and fund practice operations and growth
- Flexible repayment terms
- No collateral required
- Quick funding decisions
- Seasonal payment options
Practice Expansion Loans
Finance practice renovations, additional locations, or service expansion
- Flexible use of funds
- Construction loan options
- Tenant improvement financing
- Multi-location support
Tailored for Your Profession
We understand the unique financial challenges and opportunities in different healthcare specialties.
Medical Doctors
Avg: $1.2MCommon Specialties:
Key Considerations:
- Residency completion verification
- Malpractice insurance requirements
- Hospital privilege considerations
- Specialty-specific cash flow patterns
Dentists
Avg: $750KCommon Specialties:
Key Considerations:
- Equipment-heavy financing needs
- Patient acquisition strategies
- Insurance reimbursement patterns
- Technology upgrade requirements
Veterinarians
Avg: $650KCommon Specialties:
Key Considerations:
- Mixed cash and insurance payments
- Emergency service demands
- Seasonal variations in income
- Specialized equipment needs
Optometrists
Avg: $400KCommon Specialties:
Key Considerations:
- Retail vs medical model
- Insurance plan participation
- Equipment lease vs purchase
- Location and demographic factors
Why Our Healthcare Lenders?
We partner with lenders who specialize in healthcare practice financing and understand your unique professional journey.
Healthcare Specialization
Lenders who understand healthcare practice financing
Flexible Terms
Repayment schedules that match your cash flow
Competitive Rates
Market-leading rates for qualified healthcare professionals
Fast Approval
Streamlined process with quick decision times
Simple Application Process
A streamlined process designed to get you the financing you need quickly and efficiently.
Initial Consultation
30 minutesDiscuss your practice goals, financing needs, and timeline
Requirements:
- Practice business plan outline
- Financial projections
- Personal financial statements
Documentation & Pre-Approval
3-5 daysSubmit required documents and receive preliminary loan approval
Requirements:
- Tax returns (2-3 years)
- Bank statements
- Purchase agreement (if applicable)
Underwriting & Appraisal
10-15 daysFinal loan underwriting and practice/equipment appraisal
Requirements:
- Practice valuation
- Equipment appraisal
- Final loan terms
Funding & Closing
5-7 daysComplete loan documentation and receive funding
Requirements:
- Legal documentation
- Insurance verification
- Fund disbursement
Current Rates & Terms
Competitive rates and flexible terms designed for healthcare professionals.
Practice Acquisition Loans
Annual Percentage Rate*
Loan Features:
- Up to 100% financing
- Terms up to 20 years
- No prepayment penalties
- Assumable loans available
Requirements:
- Credit score 680+
- 2+ years experience
- Debt-to-income ratio consideration
- Practice cash flow analysis
*Rates vary based on creditworthiness, loan amount, term, and practice characteristics. Rates shown are current as of today and subject to change without notice.
Ready to Finance Your Practice?
Get started with a free consultation to discuss your practice financing needs and explore your options.